View the conventional 97 loan limits on the Fannie Mae website. Jumbo loans are available up to 3 million dollars from some mortgage companies. Because the loan does not meet the criteria by Fannie Mae and Freddie Mac, it is a non-conforming loan and will have higher requirements to be eligible.
The standard conventional loan limit has increased to $486,450 across most of the USA. This is also called the Conforming loan limit (486k). high cost Areas have higher loan limits based on the Permanent High cost loan limit established in Congress’ HERA bill several years back.
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